Kentucky FAIR Plan Reinsurance Association
Purpose
The Kentucky FAIR Plan was established pursuant to KRS Chapter 304, Subtitle 35. The purpose is to establish and maintain a non-profit residual market mechanism whereby Property Insurance and Casualty Insurance can be made available to all worthy applicants and to distribute equitably the costs, losses, or gains, if any, arising therefrom among all members of the Plan and the related reinsurance association created and existing pursuant to the FAIR Plan Statutes. The Plan has been continuously in effect since 1968.
Mission
The mission of the Kentucky FAIR Plan Reinsurance Association is to provide basic insurance coverage (in accordance with our Articles of Association) to property owners in the Commonwealth who, through their agent or producer, have exhausted all coverage options available through the voluntary market and are unable to obtain coverage through the standard market.
Contact Information
Kentucky FAIR Plan Reinsurance Association
P.O. Box 437249
Louisville, KY 40243
Phone: (502) 425-9998 | Extension Directory
Important Links
Online Premium Payments
The FAIR Plan offers the capability to make the initial deposit premium payment for applications, as well as renewal and installment payments on-line.
To utilize the payment program, accurately enter all the required information, and follow the easy step by step instructions to ensure the payment is properly processed.
By using the FAIR Plan online payment system the insured is authorizing the FAIR Plan to directly debit their account for the requested payment amount. The FAIR Plan is not responsible for any processing errors caused by the providing of incorrect information.
The Kentucky FAIR Plan reserves the right to charge a fee should the payment be rejected for insufficient funds.