Kentucky FAIR Plan Producers
Dwelling Fire
$200,000 Maximum Building Limit
$200,000 Maximum Building Limit
- DP-1 and DP-2 with optional Extended Coverage and Vandalism and Malicious Mischief, on actual cash value (ACV) basis.
- Owner/Non Owner Seasonal/Vacant
- Fixed Mobile Homes
Commercial Property
$1,000,000 Maximum Limit (Prot. Class 1-9) on actual cash value (ACV) basis
$1,000,000 Maximum Limit (Prot. Class 1-9) on actual cash value (ACV) basis
- $250,000 maximum, aggregate limit (Prot. Class 10)
- Apartment
- Mercantile
- Service
Homeowners
$200,000 Maximum Building Limit
$200,000 Maximum Building Limit
- HO-2, HO-6 and HO-8
- Actual cash value (ACV) basis
- $100,000 Personal Liability
- $1,000 Medical Payments
- Owner occupied only
$25,000 Contents Limit
- HO-4
- Actual cash value (ACV) basis
- $100,000 Personal Liability
- $1,000 Medical Payments
Farm Fire
$250,000 Maximum, Aggregate Limit*
$250,000 Maximum, Aggregate Limit*
- Actual cash value (ACV) basis
- Farm Dwellings
- Barn or Stables
- Outbuildings
- Silos
*(Single buildings, ie. farm dwellings, are limited to $150,000 and this does not increase the $250,000 aggregate)