Kentucky Automobile Insurance Plan

Kentucky Automobile Insurance Plan


The Kentucky Automobile Insurance Plan (KAIP) was created in 1948 to provide basic automobile insurance coverage to eligible risks who seek and are unable to obtain coverage through the voluntary market. Underwriting results and expenses of the Plan are shared among all companies writing automobile insurance in the state of Kentucky.

KAIP Facts
  • KAIP is not a competitive market – applicant must be unable to secure coverage in the voluntary market.
  • If you are an applicant, you must contact an insurance agent (producer) to represent you with the Plan.
  • Premium quotes are developed by the producer.
  • No physical damage coverage is provided.
  • All KY licensed producers are eligible to submit applications.
  • The producer does not have binding authority.
Producer Registration
To Register
  1. Download and complete the PDF Application for Registration document, linked below.
  2. Scan and send to:
  3. The Plan office will respond with your credentials

Producer Registration Form

Contact Information

Kentucky Auto Insurance Plan
P.O. Box 6530
Providence, RI 02940-6530

Phone: 800-555-0513

Email: Email

The mailing address for EXPRESS SHIPMENTS ONLY is

Kentucky Automobile Insurance Plan
302 Central Avenue
Johnston, RI 02919