Consumers

Kentucky FAIR Plan Consumers

Purpose
  • The Kentucky FAIR Plan provides basic Dwelling Fire, Homeowners, Commercial Fire and Farm Fire insurance to property owners in the Commonwealth in accordance with the Articles of Association.
  • Any person, firm or corporation desiring insurance coverage who is unable to obtain such coverage directly from an Insurer may apply to the Association through a Producer licensed to do business in Kentucky.
  • Consumers must contact a producer, licensed in Kentucky, in order to submit an application to the Kentucky FAIR Plan.
Online Premium Payments

The FAIR Plan offers the capability to make the initial deposit premium payment for applications submitted electronically as well as renewal and installment payments on-line.

CLICK HERE TO MAKE A PAYMENT FOR YOUR KENTUCKY FAIR PLAN POLICY

Downloads
Kentucky FAIR Plan Articles of Association
Articles of Association (PDF)

Kentucky FAIR Plan Privacy Statement
Privacy Policy (PDF)

FAIR Plan Consumers FAQ
- Can A Payment Be Made Via The Telephone?
No. To ensure security for our customers, we will not accept payment via the telephone. We will, however, accept payments via our online payment portal. NOTE: Making payments directly through the Kentucky FAIR Plan online portal will ensure proper processing. Using outside third party vendors, like Doxo or banking sites, may add considerable processing time. Any delay beyond the due date of the payment may result in cancellation for non-payment.
+ What Payment Plans Are Offered?
+ Where Can I Submit A Loss?
+ What Is The Kentucky FAIR Plan Reinsurance Association?
+ What Coverages Are Offered?
+ How Do I Apply?
+ What Are The Kentucky FAIR Plan Underwriting Standards?
+ How Do I Allow Pop-Ups In My Browser?