Kentucky FAIR Plan

Kentucky FAIR Plan Reinsurance Association

Purpose

The Kentucky FAIR Plan was established pursuant to KRS Chapter 304, Subtitle 35. The purpose is to establish and maintain a non-profit residual market mechanism whereby Property Insurance and Casualty Insurance can be made available to all worthy applicants and to distribute equitably the costs, losses, or gains, if any, arising therefrom among all members of the Plan and the related reinsurance association created and existing pursuant to the FAIR Plan Statutes. The Plan has been continuously in effect since 1968.

Mission

The mission of the Kentucky FAIR Plan Reinsurance Association is to provide basic insurance coverage (in accordance with our Articles of Association) to property owners in the Commonwealth who, through their agent or producer, have exhausted all coverage options available through the voluntary market and are unable to obtain coverage through the standard market.

Contact Information

Kentucky FAIR Plan Reinsurance Association
P.O. Box 437249
Louisville, KY 40243

Phone: (502) 425-9998 | Extension Directory

Important Links

CLICK HERE TO MAKE A PAYMENT

CLICK HERE TO REPORT A LOSS

Online Premium Payments

The FAIR Plan offers the capability to make the initial deposit premium payment for applications, as well as renewal and installment payments on-line.

To utilize the payment program, accurately enter all the required information, and follow the easy step by step instructions to ensure the payment is properly processed.

By using the FAIR Plan online payment system the insured is authorizing the FAIR Plan to directly debit their account for the requested payment amount. The FAIR Plan is not responsible for any processing errors caused by the providing of incorrect information.

The Kentucky FAIR Plan reserves the right to charge a fee should the payment be rejected for insufficient funds.

Coinsurance

Coinsurance in the Residual Market

directory
NAME
EMAIL
EXT

CUSTOMER SERVICE
Kim Privette
2130

UNDERWRITING
Patrick Terry
2116
Keith Howard
2117
Michael Workman
2119

CLAIMS
Russ Thornton, CPCU, MBA
2135
Ronda Underhill
2137

ADMINISTRATION and ACCOUNTING
Tina Faleide, CPA
2128
Nicole Beckum, CPA
2114
Kim Privette
2130
Christy Turner
2118

LEADERSHIP
Mark Hillis, Executive Director
2110
Melissa Chlon, Assistant Director
2125
Erin Lux, Associate Plans Manager
2123